Andy Panayi CeMAP
Your Independent Mortgage Adviser
Andy Panayi CeMAP
Your Independent Mortgage Adviser
Access Financial Services
100% - the best advice on the market
Our specialists have years of experience, so no matter what your goal, we have the skills and expertise to make it happen.
Access Financial Services
100% - the best deals for your needs
Want to start a family? No matter your end goal, we can personalise your quote to fit your unique circumstances.
Access Financial Services
100% - your best interests at heart
We believe in your dreams like they are our own. We will be with you on every step of your journey.

Access Financial Services are a group of industry-leading finance experts.

We want to set ourselves apart from the crowd; we put our customers first no matter what, and use our years of experience to obtain deals that can’t be found on the high street, in order to provide the best customer service there is.

We created our company for you. Our goal is to allow you to realise your dreams and increase your wealth and prepare you for any financial circumstances. We want to provide you with a better quality of life, through our expert advice on mortgages, investments and savings.

About Andy

AndyPurchasing a house and applying for a mortgage can be an exciting but also stressful time. Navigating online for mortgage and protection advice can be confusing and does not always meet your needs. My goal is to ensure that you receive the best possible personalised service and the process of applying for a mortgage is made stress and hassle free. Furthermore, as an independent broker I want to ensure that everyone has access to the best deals in the market.

As a family man I fully understand the need to protect your loved ones. I will dedicate as much time that is needed to explain what is available to keep you and your family in your home, enabling everyone to maintain the same level of lifestyle if the worst was to happen.

Contact me for a FREE no obligation consultation to complete a full analysis of your situation and discuss how I can help. If we are unable to meet face to face then the whole process can be completed from the comfort of your home.

Email Andy


Don’t just take our word for it

Here are a few ways we have changed our customers’ lives.


For free and friendly advice call Andy today on 07834 184 525